The accident that I met with on Friday (4/7/06) is troubling me. I don't have my car - it is at some body shop. It is taking way too much time to figure things out. My insurance agent somewhat answers my phone. His answering rate is about 50%. I have been trying to get in touch with the other insurance company - 21st century and they have been avoiding my call, seems like. I have left messages and tried to talk to few different people, but I have been unable to get an estimate on the damage and to see whether they will pay for my rental car. I have already rented the car without anyone authorizing it, but this state of ambiguity is killing me. I think I have to learn a lesson from all this - dealing with ambiguity is very stressful. If I were to become an entrepreneur or a director tomorrow, I'll have to deal with many more of these. May be I can use some experience when I get there. Also, things seem totally out of control and that means that my life is moving pretty fast. But it doesn't really help the present situation.
My wife is also leaving for a short trip. I'll be left alone without much help I guess. There is so much work to do that I am unable to afford anytime for all these accident issues, but at the same time I am unable to fully concentrate either. I don't know whether my car is going to be totalled or not. If they do total it, I do hope to get a great deal. I really don't want to be screwed, especially because I am not at fault. I am trying to get some information from websites.
I don't have rental car coverage with me with my insurance. Thereby they won't cover for the rental car and my agent says that he can't make the other insurance company do anything either. I don't understand this part. Why can't he do that. I thought that's why he is being paid for. He is not being aggressive enough. He works only until 5pm. After that what am I supposed to do. I rented the car on Monday morning and it is running at the rate of $20 per day. I can't afford this rental car if it falls on my shoulders in the end. It can easily touch more than $100 per week, it doesn't matter if I drive it or not. I can possibly use my motorcycle, but I can't carry my laptop in it freely. I can seek help, but it is a hassle and I do want some compensation for being inconvenienced.
The other driver hasn't been forthcoming with his information either. I need to fill out the SR1 form and file it with DMV. I have filled it out to the best of my knowledge and I haven't really mailed it out yet. I have to do so within 10 days, otherwise my license could be suspended though there is no fault on my part. Secondly, the car will now go on record as an accident car and I am afraid that it may deter potential buyers of the car at a future date. I don't really plan to keep this car for its life - I need to dispose it at some point or the other. Now that seems like an unfair thing if they don't really compensate for the potential loss in the value of the car because of this accident record. All these are unwanted challenges in life. On top of all this, I really don't know if the body shop is a reliable one. The towing company kept it at the body shop on Friday itself and I didn't have much say in it. Yeah, I can ask my neighbour about it since he runs a auto shop. I would assume he has a fair idea about it. He could also tell me about whether I am at fault or the other driver is at fault.
In California, it is virtually the other driver's fault if he rear ends you. It just means that he wasn't giving enough distance between his car and yours. No matter what happens to you, he is not supposed to hit you if you stop. that's what I read on some websites and heard from most of my friends. Oh no, the rental car still remains a question and I really hope things work out for me. I have major reviews lined up already at work and I need to concentrate.
My wife is also leaving for a short trip. I'll be left alone without much help I guess. There is so much work to do that I am unable to afford anytime for all these accident issues, but at the same time I am unable to fully concentrate either. I don't know whether my car is going to be totalled or not. If they do total it, I do hope to get a great deal. I really don't want to be screwed, especially because I am not at fault. I am trying to get some information from websites.
I don't have rental car coverage with me with my insurance. Thereby they won't cover for the rental car and my agent says that he can't make the other insurance company do anything either. I don't understand this part. Why can't he do that. I thought that's why he is being paid for. He is not being aggressive enough. He works only until 5pm. After that what am I supposed to do. I rented the car on Monday morning and it is running at the rate of $20 per day. I can't afford this rental car if it falls on my shoulders in the end. It can easily touch more than $100 per week, it doesn't matter if I drive it or not. I can possibly use my motorcycle, but I can't carry my laptop in it freely. I can seek help, but it is a hassle and I do want some compensation for being inconvenienced.
The other driver hasn't been forthcoming with his information either. I need to fill out the SR1 form and file it with DMV. I have filled it out to the best of my knowledge and I haven't really mailed it out yet. I have to do so within 10 days, otherwise my license could be suspended though there is no fault on my part. Secondly, the car will now go on record as an accident car and I am afraid that it may deter potential buyers of the car at a future date. I don't really plan to keep this car for its life - I need to dispose it at some point or the other. Now that seems like an unfair thing if they don't really compensate for the potential loss in the value of the car because of this accident record. All these are unwanted challenges in life. On top of all this, I really don't know if the body shop is a reliable one. The towing company kept it at the body shop on Friday itself and I didn't have much say in it. Yeah, I can ask my neighbour about it since he runs a auto shop. I would assume he has a fair idea about it. He could also tell me about whether I am at fault or the other driver is at fault.
In California, it is virtually the other driver's fault if he rear ends you. It just means that he wasn't giving enough distance between his car and yours. No matter what happens to you, he is not supposed to hit you if you stop. that's what I read on some websites and heard from most of my friends. Oh no, the rental car still remains a question and I really hope things work out for me. I have major reviews lined up already at work and I need to concentrate.
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