Wednesday, April 12, 2006

Accident Update

Not much. The other insurance company finally called me and collected a verbal statement. I am not sure she recorded it because she is supposed to tell me if she was going to. My insurance company adjuster did take a recorded statement from me. He stands by the fact that ball is in my court and it is a cut and dry case of rear end. So do a lot of people. But the way the other insurance agent spoke to me indicated that she is not fully convinced that it is their insurer's fault. My adjuster tells me that the damage is pretty bad and he has sent it to the department where they assess whether it is a total or not. My God, I really hope it is not a total. Otherwise, I'll have to spend time looking for a car and what not. It's a big pain in the a**. I'll lose so much time in all that and in this country, you can't afford not to have a car. Otherwise, life may come to a stand still.

The accident happened during the night - at 9:45PM and I wasn't clearly able to tell how bad the damage was. There was reasonable amount of damage - the trunk was broken open, the exhaust pipe was hanging down on the road, the back side was smashed and was hitting against the back tires and the damage propagated till the back door. The engine should be fine, I think. That guy must have been travelling at 40-50 miles an hour easily. One could say that from the damage. Let's see what's going to happen to my car! The other insurance company's adjuster will call me in a day to figure out and get some details about my injury. There are no bleeding injuries per se, but may be a minor soft tissue injury. I had a stiff neck during the weekend and the pain is on and off and I have lost sleep over this thing, not to mention valuable work time. Hope things work out in my favour. I am thinking of returning the rental car today because I am not yet sure who is going to pay for all this. I don't want to incur the charge. i am going to get the receipts and save them for reimbursement later. God, there is so much work to do.

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