What a miracle! My insurance company called me later and they told me that they wholeheartedly agree with me and my calculations and decided to mail me one more check for the difference of about $600! That kind of made my day. Now I feel that it is a fair deal. I don't think I could have negotiated much had that error not been there. Thank God I took some time yesterday to do the calculations (the arithmetic mean ;)). So in my words, last evening was worth $600. Not bad at all!
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