Accident/Insurance/Car Damage Update 4:40PM

I got a call from my insurance company - the collision evaluation specialist or somebody - she said that my car is tending towards a TOTAL LOSS!!! She said that the damage is severe and everything has been shifted towards the front in the car. Their priliminary estimate on the repair costs and everything is $10,000. She said that it is likely to go up once they start opening up the car to figure out there is any internal damage. Considering that the car is probably worth much more than $10,000, I am not really sure how this is going to be settled. I haven't heard much from the other insurance company. My agent seems like a forthcoming guy and says that I am 0% responsible. I want to hear this from the other insurance agent. I need to get paid for the rental car. I am thinking of returning the car this evening, but I don't know what I'll do for tomorrow. May be I should just keep the car for one more day and see how things work. I'll lose another $20 towards it. The other insurance agent told me that right now, I'll be responsible for fixing any damage related expenses, including the rental car. They haven't spoken to their insurer, so they won't commit to anything yet.

Well, this poses a whole new problem in my hands at a time when I don't even have a slot to call my brother or pay my bills. That's how busy I am - I would have mentioned this in my previous posts as well. My friend says that total loss is actually a better deal in terms of money because they'll pay you a good sum. I just don't know how much that will be and until I know, I'm going to be paranoid. I'll keep this blog updated as to what happens.